Loan Calculator

Determine your monthly loan payment, total interest, and payoff date for any type of loan.

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Loan Results

Monthly Payment$198.01
Total Paid$11,880.72
Total Interest$1,880.72

How to Use the Loan Calculator

Enter the loan amount, annual interest rate, and term to get your monthly payment and total cost of borrowing.

Formula

M = P × [r(1+r)ⁿ] / [(1+r)ⁿ − 1]

Frequently Asked Questions

What affects my loan interest rate?

Credit score, loan term, loan amount, lender policies, and current market conditions all influence your rate.

Can I pay off a loan early?

Most loans allow early repayment. Check for prepayment penalties in your loan agreement before making extra payments.