Retirement Calculator
Plan your retirement by projecting savings growth and estimating how long your money will last.
4% rule is standard
Retirement Results
How to Use the Retirement Calculator
Enter your current age, target retirement age, current savings balance, monthly savings contribution, and expected return rate to project your retirement nest egg.
Formula
Nest Egg = FV(current savings) + FV(contributions)
Annual Income = Nest Egg × Withdrawal RateFrequently Asked Questions
What is the 4% rule?
The 4% rule suggests withdrawing 4% of your nest egg annually. Studies show this rate historically sustains a portfolio for 30+ years in most market scenarios.
How much should I save for retirement?
A common guideline is to save 15% of your gross income. Fidelity suggests having 10× your salary saved by age 67.
Related Financial Calculators
Currency Converter
Convert between over 150 global currencies using live mid-market exchange rates.
Paycheck Calculator
Estimate your take-home pay after federal taxes, FICA, state taxes, and standard deductions.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest paid, and view a full amortization schedule.
Loan Calculator
Determine your monthly loan payment, total interest, and payoff date for any type of loan.
Auto Loan Calculator
Calculate monthly car payments including down payment, trade-in value, and interest rate.
Compound Interest Calculator
See how compound interest grows your investment over time with customizable compounding frequency.